XCELSIOR provides short-term loans to clients that need cash flow fast.
With the current financial constraints it has become increasingly difficult to obtain cash – especially via traditional methods, like bank loans. Our unique loan model is particularly beneficial to clients who need instant bridging finance or who are not considered credible by mainstream financial institutions.
XCELSIOR offers loans against motor vehicle assets (cars, trucks, bikes and even motorised sports vehicles, like jet skis). These assets are used as collateral and ownership remains with our clients. All vehicles are safely stored in a secure facility and returned upon settlement of the loans. This allows clients to acquire instant cash, without disposing of their valuable assets.
Should a client be unable to repay a loan, we sell the asset through our associated vehicle traders. In this way, we recoup what is due to XCELSIOR and avoid incurring bad debt. If there are surplus funds from this sale, they are paid out to the client – yet another service feature that sets XCELSIOR apart from other micro-lenders.
Because of our unique approach, unlike banks, we do not conduct any affordability assessments and thus welcome clients who are currently blacklisted.
XCELSIOR is a privately owned registered credit provider in South Africa. Our management team boasts 15 years of combined experience in specifically the loans sector of South Africa’s financial services industry. This enabled us to pioneer a business model that takes advantages of the mainstream lending industry’s shortcomings – making us a preferred credit provider.
Our infrastructure, market insight and focus on customer service create a solid foundation for expansion. With a product that will always be in high demand, we aim to expand our loan industry revolution to becoming South Africa's leading secured lending company.
Xcelsior give quick short term loans against your vehicle:
* Motor sport vehicles like jet skies
Just call to book appointment to assess your vehicle at our branch and than we can give you 50% of the cars trade value , that will be paid into your bank account within 30 minutes from approval
What do you need:
RC1 papers showing vehicle on your name and fully paid up
We even help businesses on short term loans.
The process is quick and payout within 30 minutes from approval into your bank account.
Contact us today or visit our website: www.xcelsiorloans.co.za
- Quick pay out
- As soon as loan is approved money will be transferred within 30 minutes, there is no credit or affordability checks done